Tinh Thuong One Member Limited Liability Microfinance Institution (TYM) was established in 1992 by the Central Vietnam Women’s Union (VWU). TYM’s mission is to improve the quality of life of low-income individuals and households, with priority given to poor and disadvantaged women, through appropriate, convenient, and responsible microfinance products and services. Over 30 years, TYM has contributed to the VWU’s mission to eradicate hunger, reduce poverty, and empower women, growing into one of Vietnam’s largest MFIs.

With 30 years of experience, TYM has identified that helping women break out of the poverty cycle requires appropriate, safe and responsible financial solutions. TYM’s methods of delivering financial inclusion are through financial services and social services provided to poor, near-poor, and low-income women. TYM strongly believes that sustainable human development can only be achieved using a combination of social and economic tools.

TYM posits that savings programmes are linked to successful microfinance programmes as they allow households to accumulate wealth, develop new savings habits, and achieve their goals. Since its establishment, TYM has focused on enhancing the capabilities of women by training and nurturing them in a wide range of basic knowledge and skills, extending to specialised training content. This empowers women, fostering greater confidence and providing enhanced opportunities to elevate the quality of family life. TYM provides educational, social, and health services to poor, minority ethnic, disabled, and rural women in Vietnam, helping to address disparities in access to such services.

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